Looking to extend but on a tight budget, take a look at this guide from Real Homes Magazine.
Which types of project will work on this budget, and how to keep to budget.
https://www.realhomesmagazine.co.uk/advice/how-to-extend-your-house-for-less-than-50000/
Monday, 28 August 2017
Monday, 21 August 2017
Got parents moving in with you? Or teenagers needing some space.
Today's homes are having to accommodate a very different type of family dynamic.
Here's an article on how to add an annex to your property for that ever expanding family, with advice on Planning and Permitted Development.
https://www.realhomesmagazine.co.uk/advice/how-to-extend-your-living-space-by-creating-an-annexe/
Today's homes are having to accommodate a very different type of family dynamic.
Here's an article on how to add an annex to your property for that ever expanding family, with advice on Planning and Permitted Development.
https://www.realhomesmagazine.co.uk/advice/how-to-extend-your-living-space-by-creating-an-annexe/
Monday, 7 August 2017
A beginners guide to loft conversions.
If you cant afford to build new then why not extend what you have, its often cheaper than moving.
You get to stay in your school catchment area, with friends you have made, near family. There are so many reasons to stay put.
https://www.realhomesmagazine.co.uk/advice/an-essential-guide-to-loft-conversions/
If you cant afford to build new then why not extend what you have, its often cheaper than moving.
You get to stay in your school catchment area, with friends you have made, near family. There are so many reasons to stay put.
https://www.realhomesmagazine.co.uk/advice/an-essential-guide-to-loft-conversions/
Thursday, 3 August 2017
How to reduce stress when moveing.
Even if you are self building you will still need to move at least once during the process, here are some useful tips.
https://www.realhomesmagazine.co.uk/blog/10-ways-to-reduce-stress-when-moving-house/
Even if you are self building you will still need to move at least once during the process, here are some useful tips.
https://www.realhomesmagazine.co.uk/blog/10-ways-to-reduce-stress-when-moving-house/
Saturday, 29 July 2017
Some great tips for making a north facing room feel warmer.
With these hot summers, a north facing room might be a welcome cool space, but you still want it to look inviting.
https://www.realhomesmagazine.co.uk/blog/tips-for-decorating-a-north-facing-living-room/
With these hot summers, a north facing room might be a welcome cool space, but you still want it to look inviting.
https://www.realhomesmagazine.co.uk/blog/tips-for-decorating-a-north-facing-living-room/
Tuesday, 25 July 2017
Sunday, 23 July 2017
Some lovely ideas for an orangery from Real Homes magazine.
I much prefer an orangery to a conservatory.
Not sure of the difference? read on
https://www.realhomesmagazine.co.uk/design/how-to-add-an-orangery/
I much prefer an orangery to a conservatory.
Not sure of the difference? read on
https://www.realhomesmagazine.co.uk/design/how-to-add-an-orangery/
Saturday, 22 July 2017
20 Things you can do without Planning Permission
Includes ;
and loads more
CLICK HERE
- Garages
- Single Storey Extensions
- Loft conversions
- Two Storey Extensions
- Walls and fences
- Solar Panels
- Basements
- Parking
and loads more
CLICK HERE
Tuesday, 18 July 2017
Sunday, 16 July 2017
20 Things you need to know before extending your home
A great article from Homebuilding and Renovating Magazine.
Includes:
CLICK HERE
Includes:
- Right to light
- Where can I put WC's and showers?
- Ceiling heights
- Site insurance
- Conservatories
- Basements
- Building Regs and more
CLICK HERE
Monday, 10 July 2017
Complete Guide to Planning Permission
Does your project require planning permission and if so how do you apply?
Posted on
What is planning permission?
Construction of new buildings and extensive changes to existing buildings usually requires consent from the local planning authority in the form of planning permission. This planning system is designed to control inappropriate development.When do I need planning permission?
Anything that involves the creation of a new house, either by building from scratch or a subdivision, needs planning permission. Adding outbuildings or building extensions requires planning permission depending on the size of the project and the level of Permitted Development rights afforded to or still remaining on a property.What are Permitted Development Rights?
The concept of Permitted Development was introduced at the very beginning of our planning system – in the Town and Planning Act on 1st July 1948 – and allows for minor improvements, such as converting a loft or modest extensions to your home, to be undertaken without clogging up the planning system. Scotland, Wales and Northern Ireland each benefit from their own version of these rules.The level of work that can be carried out under Permitted Development depends on a variety of factors including location (Areas of Natural Beauty and Conservation Areas have different rules), and the extent of work already carried out on a property
You can see a list of things you can do without planning permission here.
What’s the difference between Outline and Full planning permission?
Outline planning permission grants, in principle, the construction of a dwelling, subject to certain design conditions based on size and shape. The design information required with an Outline application however has to be so detailed that many developers decide a Full application is the best way to proceed.If, however, your plot comes with Outline permission, you will need to examine the approval document, which will give you a good idea of the type of house you could end up building. ‘Full’ approval is likely on a design that follows these guidelines — but it is also true to say that other design schemes could be approved.
How much will an application cost?
The fee for submitting a planning application varies depending on the nature of the development. The cost is currently £385 for a full application for a new single dwelling in England, but this fee is different in Scotland, Wales and Northern Ireland. For home improvers, an application in England for an extension currently costs £172, whereas in Wales the cost of a typical householder application is currently £166.As well as fees for pre-application advice, further small sums are payable for the discharge of ‘planning conditions’ which must be met before development begins.
What is the basic form of a planning application?
Each site has different requirements but generally an application should include five copies of application forms, the signed ownership certificate, a site plan, block plan and elevations of both the existing and proposed sites, a Design and Access Statement and the correct fee.What’s a Design and Access statement, how do I get one, and how much will it cost?
These statements have to accompany all planning applications besides householder building works in unprotected areas and changes of use. Statements are used to justify a proposal’s design concept and the access to it. The level of detail depends on the scale of the project and its sensitivity. Most authorities will have guidance notes available to help you but, unfortunately, unless you ensure you have included one in your submission, planning authorities can refuse to register your planning application.What are planning Conditions?
Planning permission can be subject to planning conditions which need to be discharged/agreed within a given time. Planning conditions are extremely important and failure to comply can result in what is called a breach of condition notice, to which there is no right of appeal — not to mention it could be enforced through the courts by prosecution.Conditions might be as simple as requiring that materials must match existing ones, or that all boundary treatments must be agreed.
How are applications decided?
The local authority will base its decision on what are known as ‘material considerations’, which can include (but are not limited to):- Overlooking/loss of privacy
- Loss of light or overshadowing
- Parking
- Highway safety
- Traffic
- Noise
- Impact on listed building and Conservation Area
- Layout and density of building
- Design, appearance and materials
- Government policy
- Disabled access
- Proposals in the development plan
- Previous planning decisions
- Nature conservation
If there are objections or the application is called into a committee by one of the local councillors, then the decision will be made by a majority vote by the local planning committee. At the planning meeting, you or your agent will be given an opportunity to address the planning committee, but this time is limited to a maximum of three minutes.
Getting Planning Permission in the Countryside: Paragraph 55
Many believe it is harder to get planning permission if you are building a home in the countryside. However it certainly isn’t out of the question as our guide to planning permission in the countryside explains.In fact, under Paragraph 55 of the National Planning Policy Framework, it is even possible to build in green belt land, if your project can be shown to be of particular architectural merit and worth.
Do I Need a Planning Consultant?
Many people will appoint a planning consultant before they even buy a plot, to work out the potential of a development. This could save you thousands of pounds on buying a project that turns out not to be feasible.Planning consultants have full knowledge of the ever-changing planning policies that any project will be subject to. So, whether you are extending, renovating or building a new home, their help could be indispensable — especially if your project is in an area of which carries restrictions such as a Conservation Area or AONB.
How long does is take to get planning permission?
Once your application has been submitted, the planning department will check that all of the information it requires has been received together with the correct fee. Local authorities are supposed to determine planning applications within 10 to 12 weeks of registration, and the majority of straightforward householder applications will be dealt with within this timeframe.A sign is posted outside the address relating to the proposed development and any neighbours likely to be affected are written to and invited to view the plans and to comment. This is known as the public consultation process and it takes three to eight weeks. The authority will make statutory consultations to the local Highways department, and where necessary the Environment Agency as well as others.
What if my planning application is refused?
In England around 75 per cent of applications are granted. If your application is refused, you can either amend and resubmit having dealt with the reasons for refusal, or you can make an appeal to the planning inspectorate — around 40 per cent of householder applications that are refused are later granted at appeal.How long do I have to begin work?
Planning permission is typically granted for three years — meaning you must begin work in that time or face reapplying.Can I alter my plans once Full permission has been granted?
You can make minor alterations by applying for a non-material amendment. However, major alterations could involve a further application for Full planning permission, so discuss your plans with your LPA first.What happens if I carry out works without planning permission?
While it is not illegal to develop land without planning permission, it is not lawful and, consequently, if you have failed to get consent for your project, then the local planning authority can take action to have the work altered or demolished. In this instance, you can make a retrospective planning application and if this is refused you can appeal the decision. If you lose, it can prove very costly.There is a legal loophole: if no enforcement action is taken within four years of completion, the development becomes immune from enforcement action (10 years for a change of use). The development then becomes lawful — but this is too great a risk to take.
Altering a listed building without prior permission is, however, a criminal offence, and in extreme cases it can lead to prosecution and unlimited fines — and even imprisonment. So do ensure you apply for this first.
Can I extend planning permission?
If you were granted planning on or before 1st October 2009, and it has not already run out, you can apply to extend it. The form is available here on Planning Portal and is subject to a fee of £50.5 things you need to know about planning permission
- You can make a planning application on any piece of land in the country — you don’t have to own it.
- Your planning decision should take no longer than eight weeks from the point of application.
- The objections of neighbours and local people may well not have any impact on the final decision.
- You can withdraw an application at any time — so if you think you are going to get a refusal, you can withdraw it at any time up to the day itself, and resubmit free of charge.
- You can submit an infinite number of planning applications on any one site — and choose which one to use. As long as it is current, you don’t have to use the most recent.
Standardised forms
Since April 2008, all local planning departments use the same application form, known as 1APP, you can find the appropriate form for your area and complete the application process online at the Planning Portal.SOURCE https://www.homebuilding.co.uk/planning-permission/
Monday, 3 July 2017
What to Expect From the Building Inspector
Whether
you are undertaking a new build, an extension or making structural
alterations to your home, you will need Building Regulations approval.
Builder Peter Eade covers what to expect, explains the different types
of building inspector, and the different statutory inspections you can
expect as your project progresses
Posted on
Whether you are undertaking a new build, an extension or making structural alterations to your home, you’ll need Building Regulations approval from your local building inspector.
There is sometimes confusion about the difference between planning and Building Regulations approval:
Planning approval relates to receiving permission from the local authority to build an extension or new dwelling.
Building Regulations approval is a completely separate process and ensures that the proposed structure will be built in full compliance with the Building Regulations.
An important part of getting approval is having the benefit of a building inspector to carry out regular site visits.
Building inspectors are professionals and have a complete
working knowledge of the many regulations. Their job is to ensure that
at completion the project has been built in full compliance with each of
them.
Choice of Full Plans or Building Notice Application
Before any work can begin, you need to decide whether to
make a ‘Full Plans’ Building Regulation application or submit a
‘Building Notice’.
With a Building Notice, it is possible to
carry out the work without prior approval, but the responsibility of
ensuring the work is in full compliance is entirely that of the builder.
If you choose a Full Plans application,
you will know from the start that the working drawings have been checked
and approved by the building inspector and that the plans fully comply
with all of the Building Regulations.
These regulations are comprehensive and quite complex.
A Full Plans application would need to include a set of plans
that demonstrate to the building inspector that what is being proposed
conforms fully to the regulations.
The other advantage of this route is that the approved
drawings will show everything the builder will need to know in order to
provide a fixed quotation.
What Type of Building Control Inspector?
These days, you can choose to use either a local authority
inspector or an inspector from a government-approved private building
inspection company. This is the case for new builds, as well as
alterations, extensions and loft conversions.
If you require an insurance warranty
on the project the work will also need to be regularly inspected by the
warranty inspector. Some warranty providers also offer a private
building inspection service, which can be cost-effective.
Statutory Inspections
Once the plans have been approved, they become the only
ones that are used to build the project. Before starting any work, it’s a
good idea to compare the approved Building Regulation plans with the
original planning drawings.
- If the Building Regs plans deviate in any way from the planning approved drawing, this needs to be addressed before any work starts.
Further Checks by the Building Inspector
As the job moves forward the building inspector will usually carry out additional checks:
- They may need to see the floor and ceiling joists to ensure they are in accordance with the approved drawing.
- They will want to check the size, grade and centres of the joists, together with any herringbone strutting and restraint strapping.
- All of the roof timber/trusses may be checked for correct size and grade of timbers at the correct spacing.
- They will be interested in both thermal and sound insulation to make sure it is of the correct type and thickness.
- The structural integrity of the building is very important, but equally the fire safety and glazing regulations need to be precisely adhered to.
- The staircase must conform to several important rules. If there are problems they can be expensive to put right.
If the work is being carried out by someone new to
construction or who is an enthusiastic DIYer, the inspector will be able
to visit the site more often if requested.
The approved plans do not always illustrate compliance to every regulation and on-site mistakes can happen.
Advice and Guidance
- If in doubt, it is easier to check a particular regulation before a job is carried out, by asking the inspector.
- To achieve the smooth running of any project and to avoid too many delays due to things being incorrect, it makes sense to keep on the right side of the inspector. They are there to help and are usually very willing to offer advice.
- Any project that has received guidance and advice from the inspector will pay dividends in the long term.
Statutory Inspections
There are usually eight statutory inspections, which have
to be made during the course of construction. Generally the inspector
will want to make quite a few additional visits as the work proceeds.
Statutory Inspection 1
At least two days before any work begins, it is a
statutory requirement that the building inspector is informed that the
work is about to start.
The inspector will call at the site once they have been
notified. This visit can be useful as he or she can meet the builder and
generally check the site conditions. Once the first visit has taken
place, a one-off invoice is issued to cover the cost of the first and
all subsequent inspections.
With a Building Notice, there is just one full up-front payment made at the time of making the application.
Statutory Inspection 2
The next statutory inspection is the excavation before placing the concrete foundations.
This allows the inspector to check on ground conditions and look at:
- The bearing capacity of the ground
- Proximity and depth of any drains and manholes
- Depth of the existing foundation (if it’s an extension)
- Proximity of any trees or recently removed trees
- Whether the ground is ‘made up’ (manmade)
Statutory Inspection 3
The next inspection is the preparation of the oversite.
The inspector will determine the suitability of the
hardcore, the provision of sand blinding and the damp-proof membrane
(DPM). If a sub-floor thermal insulation is specified, this will also be
checked.
Statutory Inspection 4
Once the footing walls have been brought up to the damp-proof course (DPC) level this also requires a statutory inspection
Statutory Inspection 5
All new drainage is inspected prior to covering.
The items checked will include the suitability of
materials used, the correct falls and line of the drains, materials used
for the beds and surrounds of the drains and inspection chambers and
access points.
Statutory Inspection 6
Drainage testing — wherever possible the above and below ground drainage will be checked for airtightness or watertightness
Statutory Inspection 7
When the building is occupied prior to completion, the local authority needs to be notified.
Statutory Inspection 8
This inspection is often overlooked, but it is important that the inspector has a final walk round to check:
- Ventilation to rooms and roof voids
- Roof coverings
- Fire precautions and fire safety
- Safety glazing
- Staircase details and geometry
SOURCE
https://www.homebuilding.co.uk/what-does-a-building-inspector-do/
Friday, 30 June 2017
Monday, 26 June 2017
8 Tips for Buying at a Builders’ Merchants
How do you act like a builder and get the best prices from your materials suppliers or merchants? Peter Eade explains
Posted on
As a self builder or renovator it’s important to think like a builder — and expect discounts comparable with those being offered to the trades. Here are some tips on making sure you make the most of available discounts.
Calculate Quantities and Costs
Before any work can start, all materials should be calculated and quantities listed, at least to the point where the structure is built and the roof is on. Some merchants offer a take-off service where you deposit the plans with them and they will quantify all of the materials and provide a quotation.This may seem like a good idea, but even as a newcomer you will have a much firmer grip on the build process if you have identified and measured the quantities of materials yourself. Also, remember that the merchant who has done the calculations is, quite legitimately, going to expect to receive all of the orders.
Know Which Merchants to Target
It’s probably worth checking what merchants there are locally and then visiting each one to get an idea of what type of products they hold in stock. There are usually a smattering of the bigger names (Jewson, Travis Perkins, etc.) and a local or regional independent. Some just have trade counters with a wide range of products much like a superstore — others have yards full of heavy-side goods, bricks, tiles and blocks.By being aware of what each merchant sells you will know which one to visit when something is needed in a hurry. If it’s important to know the likely expenditure for all of the materials before any work begins, get in a preliminary quotation for everything from just one merchant — this may be particularly useful if you are working on borrowed funding. But don’t forget that merchant’s quotes are only current for a limited period and may well have changed by the time the orders are placed.
Open a Trading Account
As someone who will be buying in quite large quantities it makes economic sense to open a trading account. If at all possible have accounts with at least three suppliers. However, getting a credit account is not quite as easy as it once was and it may well be that the merchant will only offer a trade card. By having this card a customer’s information goes on a merchant’s system and some sort of trade discount may be available, but the discounts tend to be quite small.If you become an account customer it’s likely you will get to know a merchant’s sales representative. Merchants’ reps work to get in orders (being incentivised to do so) and they have the authority to negotiate competitive prices.
Check for Potential Availability Problems
Before asking for quotes or placing any orders, it’s important to check there are not any availability problems — from time to time various materials have extended lead times. Bear in mind the brick, block and tile deliveries are likely to come direct from the manufacturer with a merchant only acting as the distributor.Meet with a Sales Representative
When the time comes to get in quotations, make a quantified list of all the materials that will be required for each phase of the build process. If possible, make an appointment with each merchant’s sales representative — this way you are likely to get the most competitive quote.It’s important to give identical information to each to ensure all of the quotations will be based upon the same quantities of the same materials. If the merchants you have accounts with don’t have sales reps then you can phone or email your quotation enquiry. Once the quotations are received, go through them and highlight the most competitive price for each item.
Ordering
There is no obligation to place all of the orders with just one trader — whoever is offering the lowest quote for each individual product should get the order. It’s possible each merchant’s quote will be followed up by a further visit from the rep or perhaps a phone call to enquire if their quote is going to be accepted.Depending on your negotiating skills this is a good opportunity to try for further reductions — just state the truth if some items seem overpriced. Once the initial orders have been placed and the project is underway, remember to regularly check the status of the materials on site in order to ensure there are no hold ups.
Don’t Ignore Other Outlets
In addition to using builders’ merchants there are companies who specialise in specific building products; often these firms can be very competitive when it comes to buying items such as lintels, insulation, roof tiles, etc. Structural timber for the joists and roof tend to be cheaper if bought from dedicated timber merchants.Don’t overlook the big DIY stores either — as occasionally they have loss leaders when they sell specific items at knockdown prices. One option, particularly for those living in the south-east, is a trip to the DIY superstores in Calais, where many UK self builders claim to be able to enjoy significant discounts on many items, from sanitaryware to timber.
Going Direct
Increasingly, self builders and renovators are able to buy big-ticket (and small-ticket) items directly from suppliers (some prefer this and if not they’ll put you in touch with local merchants). Again, don’t be afraid to negotiate and contact several suppliers of similar products to gain a competitive edge.Once you’ve got detailed plans, be ready to send them off to as many suppliers as possible. That’s what a builder would do, and it’s what self builders and renovators looking to save money should do too.
SOURCE https://www.homebuilding.co.uk/8-tips-for-buying-at-a-builders-merchants/
Friday, 23 June 2017
Gain planning permission for a huge extension
Some useful tips for avoiding Planning objections and getting on with your neighbours.
Monday, 19 June 2017
How to Form an Effective Contract
Ensuring
that you have an enforceable agreement with your contractor (and
designer) is an important insurance during a project. Chris Reeves
explains how
The Quick Read
All very well, but what happens when things go wrong? How do you mitigate for the project that veers off this course? The number of people suffering at the hands of their contractors is significantly below the reality (the bad projects tend to be talked about more) but it is important nonetheless to deal with potential pitfalls and for that, the first port of call is a contract.
A contract sets the rules about what is required in terms of time, quality and cost, and more. Contracts are legally enforceable, but without one, what are the rules? Without a clear understanding of the rules, how certain are we about the outcome of a dispute if it goes to court?
Of course, one of the key things to ascertain is what a contract actually is — what is the legal definition and what is the practical difference between a formal contract, an exchange of letters or simply a handshake.
The court also requires ‘consideration’ — which is a concept that is easier to recognise than describe. Consideration is what each party is promising to do in return. In the case of building contracts, the consideration is the price to be paid on the homeowner’s side in return for the contractor carrying out the work — or at least promising to carry out the work.
The law also requires that each party to a contract must have the legal capacity to enter into it; some contracts must be in a particular form before they become enforceable — a good example of which is the transfer of land.
Note that the courts will not consider enforcing any contract that includes illegal clauses. I once saw a letter from a contractor to a homeowner that went along the lines of: ‘If you pay me in cash then I will not charge you VAT.’ This would have nullified any formal proceedings in this instance.
An innocent party may also be able to avoid enforcement of a contract if they were duped into entering into it through fraud or a misrepresentation. The law will also make certain contracts void in circumstances where a cooling-off period has not been given, such as a contract made in your home with a contractor. One of the contractor clients I represent was amazed to learn that as he had agreed the price for the job around the kitchen table he could not enforce payment in court as he had not given his customer a cooling-off period before starting work.
For a contract to be enforceable, the court will also want to be satisfied that the parties intended to create a legal relationship. In the context of building work, there should be little difficulty in satisfying this test, but how about work done as a favour? How about the friend that draws up some plans but does not charge you for it, or the mate who helps out with some DIY?
Typically the principle of the builder’s proposal to carry out the work for you.
Acceptance
Your agreement to the builder’s offer. The offer should be made without undue pressure (i.e. giving you time to consider it) and include a cooling-off period
Consideration
Effectively the details of the offer — e.g. price, timescale and scope of the work to be carried out
The first question you should ask when looking to choose an off-the-shelf contract is: “who are the likely parties?” If the contract is between the homeowner and a builder who will be doing all the work, then you can consider one of the standard forms that the builders will be familiar with such as a JCT (Joint Contracts Tribunal) form of contract or the new form of contract published by RIBA (Royal Institute of British Architects).
The JCT contract first appeared in 1903 in a standard form, the terms of which had been agreed between RIBA and the Chartered Institute of Builders — so it’s safe to assume it is well balanced and has really stood the test of time. The JCT publish the Minor Works Building Contract, which costs around £25 plus VAT. The RIBA contract is the new kid on the block and is similarly priced — and as it’s published by RIBA, it is likely to become popular.
All of this assumes you’re using a main contractor to manage the whole project for you, which is only true in something like 40 per cent of all self-build and major renovation projects (the majority will use a main contractor for part of the project, or will use a package supplier, or the work will be carried out by the homeowner directly employing subcontractors).
In the case of the latter, the homeowner will need a contract for each of the subcontractors. The contractual side of things then becomes much more complex. The reason it is complex is that while you may have a contract with each of the subcontractors, there will not be any contract between each of them — and no contract means there are no rules and chaos can reign.
The JCT publish a standard form of trade contract for engaging separate subcontractors, but the term ‘subcontractor’ suggests that each trade is operating under a ‘sub’ contract to a main form of contract between the builder and the homeowner mentioned above. The phrase ‘subcontractor’ is therefore not an accurate one to use in circumstances where the homeowner has decided to employ the trades direct — each trade is in fact a contractor in their own right and each one needs a contract that is geared to the work being done.
How about the specialist suppliers who rely on their own set of terms and conditions? If you give the go ahead to a supplier then the contract’s terms and conditions will apply if they came with the quotation. Each supplier has to be thought of in the same way as a subbie even if they are not fitting the goods being supplied.
Contracts for Design Work
Chances are you’ll be paying your designer a significant amount of money for an agreed service, and as such you’d want to protect this arrangement in the same way you would if you were using a main contractor or individual tradesperson. You should agree with your designer a detailed contact in which both you and the designer are clear about what work is being done and when payment is due.
Most projects have a clear set of milestones, such as the initial design brief, planning permission, detailed design and so on. These should always be outlined, along with the expected costs at each stage, in the initial correspondence.
If you’re using an architect (as opposed to a non-RIBA house designer), particularly for supervision services during the construction, you are likely to be offered a standard form of appointment published by RIBA. The RIBA forms align with ‘work stages’ and the architect will price each stage so the homeowner will know what fees are being incurred for each.
The RIBA form covers the situation where the project has to be abandoned at any particular stage, for example if an application for planning permission is not successful. RIBA publish the Domestic Project Agreement 2010 (2012 revision) which is currently priced at £20 plus VAT.
The next point to consider is whether the standard forms work for you. All the standard forms come with blanks to be filled in such as the commencement date, the price, the names of the parties and so on. You may also want to make some amendments to the terms to suit the particular project requirements. It certainly pays to get advice before signing up.
Even for simple work packages I would always recommend that when embarking on a building project the homeowner goes for some form of protection in writing —and ensures that the terms are agreed before committing to an agreement.
SOURCE https://www.homebuilding.co.uk/how-to-form-an-effective-contract/
- A contract is formed when there is an ‘offer’ to perform a service and a clear acceptance of that offer.
- The contract can take many forms as long as the offer and acceptance are clearly understood by both parties — from verbal agreement through to formal contract.
- Those using a main contractor would be wise to use a formal contract such as the JCT Minor Works, but in all cases, try and get something in writing.
All very well, but what happens when things go wrong? How do you mitigate for the project that veers off this course? The number of people suffering at the hands of their contractors is significantly below the reality (the bad projects tend to be talked about more) but it is important nonetheless to deal with potential pitfalls and for that, the first port of call is a contract.
A contract sets the rules about what is required in terms of time, quality and cost, and more. Contracts are legally enforceable, but without one, what are the rules? Without a clear understanding of the rules, how certain are we about the outcome of a dispute if it goes to court?
Of course, one of the key things to ascertain is what a contract actually is — what is the legal definition and what is the practical difference between a formal contract, an exchange of letters or simply a handshake.
Definition of a Contract
When considering whether there is a contract in place and what its terms are, the court will look for an ‘offer’ to do the work and a clear acceptance of that offer. It’s worth noting that any offer and/or acceptance does not have to be in writing. Indeed, many projects start and finish on the basis of a verbal contract only — you do not even need a handshake.The court also requires ‘consideration’ — which is a concept that is easier to recognise than describe. Consideration is what each party is promising to do in return. In the case of building contracts, the consideration is the price to be paid on the homeowner’s side in return for the contractor carrying out the work — or at least promising to carry out the work.
The law also requires that each party to a contract must have the legal capacity to enter into it; some contracts must be in a particular form before they become enforceable — a good example of which is the transfer of land.
Note that the courts will not consider enforcing any contract that includes illegal clauses. I once saw a letter from a contractor to a homeowner that went along the lines of: ‘If you pay me in cash then I will not charge you VAT.’ This would have nullified any formal proceedings in this instance.
An innocent party may also be able to avoid enforcement of a contract if they were duped into entering into it through fraud or a misrepresentation. The law will also make certain contracts void in circumstances where a cooling-off period has not been given, such as a contract made in your home with a contractor. One of the contractor clients I represent was amazed to learn that as he had agreed the price for the job around the kitchen table he could not enforce payment in court as he had not given his customer a cooling-off period before starting work.
For a contract to be enforceable, the court will also want to be satisfied that the parties intended to create a legal relationship. In the context of building work, there should be little difficulty in satisfying this test, but how about work done as a favour? How about the friend that draws up some plans but does not charge you for it, or the mate who helps out with some DIY?
What Makes up a Contract?
OfferTypically the principle of the builder’s proposal to carry out the work for you.
Acceptance
Your agreement to the builder’s offer. The offer should be made without undue pressure (i.e. giving you time to consider it) and include a cooling-off period
Consideration
Effectively the details of the offer — e.g. price, timescale and scope of the work to be carried out
Forms of Contract
The best practical way of formalising arrangements and offering some protection to the homeowner is to go for a tried and tested form of contract. There are many ‘contracts’ available, but the key to protecting what is important to you (presumably ensuring you get good-quality work within an agreed schedule for the price you were originally told) lies in not only selecting the right form but also ensuring that it is geared to your own project and covers you for any unusual risks.The first question you should ask when looking to choose an off-the-shelf contract is: “who are the likely parties?” If the contract is between the homeowner and a builder who will be doing all the work, then you can consider one of the standard forms that the builders will be familiar with such as a JCT (Joint Contracts Tribunal) form of contract or the new form of contract published by RIBA (Royal Institute of British Architects).
The JCT contract first appeared in 1903 in a standard form, the terms of which had been agreed between RIBA and the Chartered Institute of Builders — so it’s safe to assume it is well balanced and has really stood the test of time. The JCT publish the Minor Works Building Contract, which costs around £25 plus VAT. The RIBA contract is the new kid on the block and is similarly priced — and as it’s published by RIBA, it is likely to become popular.
All of this assumes you’re using a main contractor to manage the whole project for you, which is only true in something like 40 per cent of all self-build and major renovation projects (the majority will use a main contractor for part of the project, or will use a package supplier, or the work will be carried out by the homeowner directly employing subcontractors).
In the case of the latter, the homeowner will need a contract for each of the subcontractors. The contractual side of things then becomes much more complex. The reason it is complex is that while you may have a contract with each of the subcontractors, there will not be any contract between each of them — and no contract means there are no rules and chaos can reign.
The JCT publish a standard form of trade contract for engaging separate subcontractors, but the term ‘subcontractor’ suggests that each trade is operating under a ‘sub’ contract to a main form of contract between the builder and the homeowner mentioned above. The phrase ‘subcontractor’ is therefore not an accurate one to use in circumstances where the homeowner has decided to employ the trades direct — each trade is in fact a contractor in their own right and each one needs a contract that is geared to the work being done.
How about the specialist suppliers who rely on their own set of terms and conditions? If you give the go ahead to a supplier then the contract’s terms and conditions will apply if they came with the quotation. Each supplier has to be thought of in the same way as a subbie even if they are not fitting the goods being supplied.
Contracts for Design Work
Chances are you’ll be paying your designer a significant amount of money for an agreed service, and as such you’d want to protect this arrangement in the same way you would if you were using a main contractor or individual tradesperson. You should agree with your designer a detailed contact in which both you and the designer are clear about what work is being done and when payment is due.
Most projects have a clear set of milestones, such as the initial design brief, planning permission, detailed design and so on. These should always be outlined, along with the expected costs at each stage, in the initial correspondence.
If you’re using an architect (as opposed to a non-RIBA house designer), particularly for supervision services during the construction, you are likely to be offered a standard form of appointment published by RIBA. The RIBA forms align with ‘work stages’ and the architect will price each stage so the homeowner will know what fees are being incurred for each.
The RIBA form covers the situation where the project has to be abandoned at any particular stage, for example if an application for planning permission is not successful. RIBA publish the Domestic Project Agreement 2010 (2012 revision) which is currently priced at £20 plus VAT.
The next point to consider is whether the standard forms work for you. All the standard forms come with blanks to be filled in such as the commencement date, the price, the names of the parties and so on. You may also want to make some amendments to the terms to suit the particular project requirements. It certainly pays to get advice before signing up.
Email, Letter or Verbal?
Of course, the realities of a building project are that it is quite difficult to raise the issue of formal contracts with a tradesperson. The good news is that many jobs are happily completed on the back of an exchange of letters or other documents such as emails.Even for simple work packages I would always recommend that when embarking on a building project the homeowner goes for some form of protection in writing —and ensures that the terms are agreed before committing to an agreement.
SOURCE https://www.homebuilding.co.uk/how-to-form-an-effective-contract/
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Sunday, 18 June 2017
Monday, 12 June 2017
How to Pay your Builder By Steve Whitby
Want
to avoid falling out with your builder, or choosing the wrong person for
the job? A payment schedule for building works is key
Knowing when and how to pay your builder can be daunting. Is it in
your best interests to pay for some of the larger items in advance, for
instance?
Personally, I think that if your builder asks you for a large sum of money upfront to buy materials, you have chosen the wrong builder. With the exception of a small deposit, to secure a job within the builder’s work schedule, I believe no monies should be exchanged until a key milestone in the project has been achieved.
Setting up a payment schedule is a fair way to keep both parties appeased and to ensure you both know where you stand.
If your builder is working under a recognised building contract (i.e. a JCT Home Owner Contract) you’ll be protected. If you’re not covered by a contract, you should ensure you agree a payment schedule with your builder before work starts on site.
Professional builders are likely to have enough resources to get to the first scheduled payment, or alternatively, will procure materials on a credit account with builders’ merchants. If you’re asked for upfront monies, especially if it’s the whole amount or a substantial portion, be cautious.
I would suggest these rules be followed, where applicable, to drainage, ground floor slab, electrical first fix, structural steelwork and completion stages — all of these elements require a building inspection.
It is also good practice to retain 5% of the contract value, and release half of the retention at practical completion. To motivate your builder to return to fix any issues that may arise, make a list of any defects five months after practical completion, and send it to the builder. Give them a month to rectify the defects. If the builder fails to return, they are no longer entitled to the final retention payment.
There may, however, be instances where large deposits or payments are required for specialist items such as timber frame or made-to-measure items. To ensure there is a need for the payment, insist the builder provides a copy of the manufacturer’s terms and condition of sale.
My advice is simple: do not pay large amounts upfront, seek recommendations from previous customers, and if in doubt, find an alternative.
By Steve Whitby
source https://www.homebuilding.co.uk/how-to-pay-your-builder/
Personally, I think that if your builder asks you for a large sum of money upfront to buy materials, you have chosen the wrong builder. With the exception of a small deposit, to secure a job within the builder’s work schedule, I believe no monies should be exchanged until a key milestone in the project has been achieved.
Setting up a payment schedule is a fair way to keep both parties appeased and to ensure you both know where you stand.
If your builder is working under a recognised building contract (i.e. a JCT Home Owner Contract) you’ll be protected. If you’re not covered by a contract, you should ensure you agree a payment schedule with your builder before work starts on site.
Professional builders are likely to have enough resources to get to the first scheduled payment, or alternatively, will procure materials on a credit account with builders’ merchants. If you’re asked for upfront monies, especially if it’s the whole amount or a substantial portion, be cautious.
Creating a Payment Schedule with your Builder
On a typical extension or self build, the builder cannot continue past the foundation excavation until it has been passed by a building inspector prior to concreting. This can be used as a key milestone. In most extensions this is completed in a week. Only after the inspection is it safe, in my opinion, to make a payment.I would suggest these rules be followed, where applicable, to drainage, ground floor slab, electrical first fix, structural steelwork and completion stages — all of these elements require a building inspection.
It is also good practice to retain 5% of the contract value, and release half of the retention at practical completion. To motivate your builder to return to fix any issues that may arise, make a list of any defects five months after practical completion, and send it to the builder. Give them a month to rectify the defects. If the builder fails to return, they are no longer entitled to the final retention payment.
There may, however, be instances where large deposits or payments are required for specialist items such as timber frame or made-to-measure items. To ensure there is a need for the payment, insist the builder provides a copy of the manufacturer’s terms and condition of sale.
My advice is simple: do not pay large amounts upfront, seek recommendations from previous customers, and if in doubt, find an alternative.
By Steve Whitby
source https://www.homebuilding.co.uk/how-to-pay-your-builder/
Sunday, 11 June 2017
Thursday, 8 June 2017
Routes to Self Build: Managing Your Own Build
Routes to Self Build: Managing Your Own Build
Mike Hardwick explains the ins and outs of taking on the mantle of project manager yourself
Taking on the project management role has the potential to save you significant sums of money – but it’s imperative that you don’t fall into the trap of underestimating the time and commitment you’ll need to put in.
I’m not going to tell you it’s easy to do, because it isn’t. In fact, if things don’t go according to plan it can be very stressful. On the other side of the coin, successfully managing your own self build will be one of the most rewarding things you ever do. So – hard hats and hi-vis jackets on – let’s look at what’s involved.
Why manage your own scheme?
If you have agreed a fixed price with your builder, should it all go pear shaped, you would not expect them to come to you cap-in-hand apologising for the situation while asking for more money to put things right. On the contrary, you’d expect them to sort it out and bear the cost of their mistake.
It follows that when you take on project management yourself the buck, quite literally, stops with you. So you will have to sort out and pay for problems as they arise.
Your job is therefore risk management; namely minimising the chances of mistakes happening and ensuring that what you are paying for is what you wanted. This takes time and attention to detail, which means you will need to be involved in every aspect of the project.
If that sounds like a lot to take on, it’s not all doom and gloom. Many self builders successfully run their own sites despite having no experience at all of the construction industry. If you think about it, we undertake project management in our day-to-day lives all the time.
It’s no different when building a house. You don’t need to know how to lay bricks, but you do need to know where to find a decent bricklaying gang, how much they will cost and when they will be required on site.
Traditional self build Location: Cambridgeshire Details: The Searles shared project management duties for their scheme, with Rob organising contractors and day-to-day management and Sandra overseeing the finances. They took a shell build route, using Scandia Hus to design and erect the timber frame superstructure, and kept their architect on board to help ensure follow-on trades stayed true to the original design. The 313m2 house, which includes a basement, was completed ahead of schedule in just 46 weeks at a cost of £548,398 (plus £315,000 for the land). It’s now valued at £950,000. Photo: Matt Johnston A Package Home |
If you are feeling brave and have the time, you can source and hire all the individual trades yourself. If you hire good tradesmen and not just the cheapest people you can find, you will soon see that building a typical family house isn’t rocket science.
You’ll be working with people who do it all the time, so managing them can be relatively straightforward. Your main role will be co-ordinating everyone so they are in the right place at the right time, making sure they do what they’re supposed to and, if so, paying them on time for work they’ve done and the materials used.
Quality control
One of the biggest worries with a self-managed build is that you may not realise when a job is not being done correctly until it is too late. We all have a different take on what ‘good’ looks like.
Some will be perfectionists railing at every perceived defect and stray blob of mortar, while others will be happy just to see reasonable progress being made every day.
One way of gaining reassurance is to hire a ‘contract oversight’ project manager to act as your eyes and ears on the site. He or she will conduct regular visits and produce reports for a small percentage of the projected construction cost.
Don’t forget that building control and your structural warranty provider will be checking the essential work is being done correctly as well – so it’s quite hard to build a structurally poor house these days.
Demolish & rebuild Location: Hertfordshire Details: Mak and Maryam Baradaran originally appointed a general builder to oversee their project. But when they returned from a family emergency, having left plans and clear instructions with the team, progress wasn’t up to scratch. “One wall had been built in the wrong place and there were problems with some of the steelwork,” says Mak, who quickly dismissed the workforce and took over the project management himself. Mak worked tirelessly to source the best and most cost-effective materials for his high-quality home. The couple spent £325,000 on the original house and £340,000 on the rebuild, and now have a tailor-made home valued at £1,200,000. Photo: Philip Raby
A Modern Rebuild
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Self-managing a project means that you will be the boss. You choose who gets hired and, if necessary, who is not up to the job and needs to go. You’ve almost certainly worked for a variety of people at different times and I bet you can recall who was good to work for and who wasn’t.
Be more like the former and I’d suggest you would get better results from your trades, as they’ll enjoy being on your job. Act more like the latter and don’t be surprised if nobody wants to turn up or people rush the work in order to get away.
I think that one of the best ways to ensure a successful self build is to make your site a safe and pleasant working environment. Keep it clean, tidy and organised, supply a site hut and the facilities to make a cup of tea and provide a good stock of biscuits.
Say thanks for work done well and accept that things will sometimes go awry; ‘stuff’ will happen on even the best managed sites. Just when you’ve solved one problem, the next issue won’t be far away – and it’s this that will take up your time.
When things do go wrong, don’t assume it’s always wilful neglect or incompetence. Most trades will be striving to do good work for you because they will be looking to you for a reference for their next job.
If something goes wrong it’s probably down to poor communication, so be clear about what needs to be done, who’s doing it and to what standard.
Should I take the plunge?
If you are fairly well organised, have half-decent communications skills and can deal with the inevitable stress, then by all means, give self project-management a go.
I think common sense and a sense of humour are two of the most important qualities you need – and if you can bring these to the project, you may find you have the time of your life. If you fear you’ll struggle in any of these areas, then your best bet will probably be to refer back to my previous two articles in this series and leave the project management in the hands of the professionals.
source http://www.self-build.co.uk/routes-self-build-managing-your-own-build
Monday, 5 June 2017
Cost Guide: Garages & Driveways
Cost Guide: Garages & Driveways
How much will it cost to build a garage and lay a driveway? Price the job with Build It's in-depth guide
In fairness, if you’re taking a long-term approach then it’s often the right choice to allocate the vast majority of your funds to the principal house. But if you want to finish, move in and immediately enjoy your new home’s facilities to the fullest, then you should make a concerted effort to preserve your external works budget. And bear in mind, this stage of your project is likely to cost more than you think.
Building a typical garage
A detached double garage, built in matching bricks and tiles to the main house, may well cost you upwards of £18,000, as per the 'cost guide' table below.
COST GUIDE Typical 36m2 Double Garage |
|
Building element | Cost |
Trench fill foundations | £2,520 |
Lightly reinforced ground-bearing slab and backfill | £2,700 |
External walls, piers, steelwork and lintels | £3,900 |
Roof structure | £1,190 |
Roof covering (felt, battens and tiles) | £1,260 |
Carpentry (soffits, fascia, barge board and gable claddings) | £1,350 |
Drainage | £600 |
Guttering | £600 |
Garage doors, access door and window | £3,000 |
Electrical provision | £1,000 |
Extras (decoration, security etc) | £500 |
Total cost for double garage | £18,620 |
It’s easy to see how this specification could be increased by changing the external walls to cavity construction, adding some insulation, sealing the floor, raising the roof pitch, including a smarter roof covering, adding some cold water plumbing etc. Many people would consider these quite normal requirements for a modern garage – and they could easily see the price escalate to £25,000 plus.
What’s more, the costs above are given on the basis of you project managing the build (pulling all of the trades together yourselves). If you leave it to a main contractor, you’ll need to add a management fee on top. In addition, don’t forget to add VAT if your project doesn’t qualify for a zero rated status (for example if you’re adding an outbuilding to an existing property, rather than creating a new home from scratch).
With a new build or major refurbishment project, some folks sensibly get their garages built first on site. This not only helps you to erect the structure to the original budget, but the building will also make fabulous dry storage facilities for many of your other materials throughout the project. It could also serve as an area for temporary site office functions. It all really depends on the project’s logistics and how much access space there will still be once the garage has been built.
Driveways
Depending on the prevailing soil conditions on site, your driveway will need a proper specification in order to take all reasonable vehicle loads, effectively shed surface water and prevent local settlement and surface erosion.
Unless you’re building on exposed bedrock, some excavation for reduced levels (digging down around 250-300mm), geotextile membranes and filling with compacted hard-core will be necessary. This ground work will come in at about £18-£20 per m2. Thereafter, the choice of topping and finishes is up to you.
Concrete edgings set in lean-mix concrete can look neat and, in some cases, will be essential to stop the spread of your finishing material. Budget around £10-£12 per linear metre for this. Pea shingle (gravel) will be the cheapest surface option. It can easily be spread yourself and could cost as little at £4 per m2 depending on the thickness you choose.
Moving up the scale, tarmac is best built up in layers of circa 40mm thicknesses, with larger aggregate being used for the base course. Each layer will be circa £15 per m2 upwards and two well-compacted coats will always deliver a better result than one.
Concrete block paving is a popular choice. Prices start from about £28 per m2 for a typical installation loose-laid on a 50mm sharp sand blinding layer with fine sand brushed between the joints. This can rise to circa £35-£40 per m2 for coloured varieties laid in a herringbone (or similarly decorative) pattern.
Whatever covering you choose, it’s important to be clear about how your surface water will be managed either through a porous paved option, traditional gullies or some of the more sophisticated attenuation systems, all of which can only be priced once you’ve decided your final details.
Premiums will, of course, apply to small or complex areas. If you are going to need a builder to coordinate all of the above for you then you must allow for their management, overheads and profit on top.
source http://www.self-build.co.uk/cost-guide-garages-driveways
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